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WithUPI Blog
All things UPI.
Everything you need to know about UPI - tips, guides, and real-world ideas on payments, trust, and your digital identity.
WithUPI Notes
The 2027 UPI Fraud Compensation Framework: What It Means for You
Featured story
9 August 2026WithUPI Team6 min read
A practical guide to the upcoming digital fraud compensation framework, who it may help, why reporting speed matters, and what UPI users should still do to stay safe.
UPIFraudSafetyPayments
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WithUPI Notes
Do UPI Transactions Trigger Income Tax Notices? (AIS, TIS & Tax Rules Explained)
26 July 2026WithUPI Team6 min read
A practical guide to how the Income Tax Department tracks UPI payments via AIS and TIS for individuals, small businesses, creators, and freelancers.
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WithUPI Notes
No internet? How to make UPI payments offline
21 July 2026WithUPI Team13 min read
India's offline UPI options explained, plus NPCI's reported offline PoS tap-to-pay plan for flights and metros: UPI Lite X, 123PAY, *99#, limits, and what works today.
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WithUPI Notes
5 Most Common UPI Scams in India
13 July 2026WithUPI Team4 min read
A complete guide to the latest UPI scams in India, from collect requests to screen sharing, and how to protect yourself.
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WithUPI Notes
UPI Circle explained: should families use delegated payments?
27 May 2026WithUPI Team9 min read
A practical guide to UPI Circle, full delegation, partial delegation, spending limits, family use cases, and when not to use it.
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WithUPI Notes
Best RuPay credit cards for UPI payments in India in 2026
12 May 2026WithUPI Team12 min read
A practical ranking of RuPay credit cards for UPI payments, cashback, rewards, travel points, and everyday scan-and-pay use in India.
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WithUPI Notes
UPI collect requests are gone: how to ask someone to pay you now
6 May 2026WithUPI Team9 min read
A practical guide for freelancers, creators, and small businesses after person-to-person UPI collect requests were discontinued.
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WithUPI Notes
UPI transaction limits in India: what to know before you pay
20 April 2026WithUPI Team9 min read
A plain-English guide to daily UPI limits, per-transaction caps, new-user limits, bank limits, UPI Lite, and higher limits for verified merchants.
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WithUPI Notes
Top 10 UPI apps for cashback in India in 2026
16 April 2026WithUPI Team10 min readUpdated 3 August 2026
A practical ranking of UPI apps that still offer cashback, rewards, or coins, and what each one is actually good at.
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WithUPI Notes
How to hide your phone number in a UPI ID
9 April 2026WithUPI Team4 min read
A practical guide to switching from a phone-number-based UPI ID to a cleaner public payment identity.
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WithUPI Notes
How to look more professional when accepting UPI payments
7 April 2026WithUPI Team5 min read
Simple ways freelancers, consultants, and solo business owners can make UPI payments feel more trustworthy and polished.
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